Carter Lake
00 review1800 SOUTH COUNTY ROAD 31, LOVELAND, Colorado, 80537, United States
Carter Lake
$38.00 - $55.00 / night
Campsite Fees
Standard Site Fee$38.00
Hookup Site Fee$0.00
Premium Site Fee$0.00
Hike and Bike Site Fee$0.00
Group Site Fee$0.00
Food Storage Locker Fee$0.00
Camping fees range from $38 to $55 per night, depending on the campsite type and amenities provided. Park entrance permits are required in addition to camping fees. Showers require tokens ($1 per token, 3 tokens for 6 minutes).
About this campground
Escape to Carter Lake, a hidden gem tucked into the dramatic foothills west of Loveland, where adventure seekers find their perfect basecamp. This versatile outdoor playground invites you to cast a line at dawn, hoist a sail in the afternoon breeze, or plunge into crystal-clear waters for an unforgettable scuba diving experience. Rock climbers scale the surrounding sandstone cliffs while water skiers carve across the lake's glassy surface. As a gateway to the majestic Rocky Mountain National Park and the charming mountain town of Estes Park, Carter Lake serves as your ideal launching point for exploring Colorado's most treasured landscapes.
Carter Lake Campground accommodates tent camping, RVs with electrical hookups, and walk-to sites.
Historical SignificanceCarter Lake stands as a testament to human ingenuity and Colorado's water legacy, forming a crucial component of the ambitious Colorado-Big Thompson Project. This engineering marvel represents decades of vision and determination, channeling life-giving water across the Continental Divide to sustain communities, industries, and agricultural lands throughout northern Colorado. Today, this reservoir continues its vital role while offering visitors a chance to connect with both natural beauty and the remarkable story of water in the American West.
Weather and SeasonsExperience Colorado's dynamic mountain climate at Carter Lake, where each season paints a different masterpiece. Summer transforms the reservoir into a sun-drenched aquatic paradise, with warm days perfect for swimming, boating, and lakeside lounging. As autumn arrives, crisp air and golden light create ideal conditions for hiking and wildlife watching. Winter brings a serene transformation, with frosty mornings, occasional snow dustings, and peaceful solitude that rewards cold-weather adventurers with stunning views and tranquil camping experiences.
ElevationPerched at 5,760 feet above sea level, Carter Lake offers campers a true high-altitude escape where the air is crisp, the stars shine brighter, and every sunrise feels like a masterpiece painted just for you. This elevation creates the perfect balance – high enough to escape the summer heat of the plains below, yet accessible enough to avoid the extreme conditions of Colorado's highest peaks. The thin mountain air adds an invigorating quality to every outdoor activity, from morning hikes to evening campfire gatherings.
Natural Features and SceneryImmerse yourself in a landscape where ancient sandstone formations rise like natural sculptures against Colorado's endless blue sky. The 1,100-acre reservoir sparkles at the heart of this outdoor sanctuary, embraced by 1,000 acres of pristine public lands that beckon explorers. Keep your camera ready for magical wildlife encounters – graceful deer often emerge at twilight to drink from the lake's edge, while wild turkeys strut through the campground with surprising confidence. The interplay of water, rock, and sky creates an ever-changing canvas of natural beauty that captivates photographers, nature lovers, and anyone seeking respite from the everyday world.
Geological RegionCarter Lake occupies a fascinating geological crossroads where the Great Plains meet the Rocky Mountains, creating a landscape of extraordinary diversity and beauty. The surrounding sandstone formations tell a story millions of years in the making, their weathered faces revealing ancient seas and shifting continents. As part of the Colorado-Big Thompson Project, this 1,100-acre reservoir harmoniously blends human engineering with natural splendor, cradled by 1,000 acres of public lands that showcase the rugged beauty of Colorado's foothills. This unique positioning offers visitors dramatic vistas in every direction – eastward across the plains to distant horizons, and westward toward the towering peaks of the Continental Divide.
Campsite details
AccessibilityAccessibility features are limited, and reviews highlight challenges for larger RVs due to narrow and poorly maintained roads.
Sites SizeSites vary in size, with maximum equipment lengths ranging from 30 to 60 feet.
Sites PrivacySites are described as close together, reducing privacy. For instance, 'This is a nice little campground; however, sites are very close together.'
Total Campsites50 campsites
Recommended CampsitesSites like E-7 are recommended for easier access to restrooms.
Best CampsitesE-7 is notable for its proximity to restrooms and spaciousness.
Reserving a campsite
Check-in
- Check-in policies are unclear
- some reviews mention rangers checking in later at night.
Check-out
Not explicitly mentioned.
Stay Limit
Maximum stay limit information is not provided.
Guests Allowed Per Site
Up to 8 guests are allowed at most sites.
Tents
Tents are allowed
RV vehicles
RV vehicles are allowed
Primitive
Primitive are not allowed
Reservable
Reservations are allowed
Site layoutThe campground is divided into loops, including the South Shore Campground.
Open and Closed SeasonCarter Lake is open year-round.
Reservation PlatformsReservations can be made via Larimer County's official website or by calling the ranger station.
Walk-in AvailabilityInformation on walk-up availability is not provided.
Cancellation PolicyCancellation policy is not explicitly mentioned in the source materials.
Amenities available
Showers
Potable water
Picnic tables
Dump station
Firewood available
Vault toilets
Electricity hookups
Activities you can enjoy
The campground offers diverse activities, including fishing, hiking, boating, and wildlife viewing. Water sports such as water skiing and scuba diving are popular due to the lake's proximity. However, some users have criticized the beach's small size and the focus on water-based recreation.
Hiking
The area features trails suitable for hiking and mountain biking. A user mentioned, 'This is a great area for hiking,' reflecting the positive aspects of the outdoor experience.Climbing
Climbing opportunities may be available in nearby natural areas such as rocky outcrops, boulders, or cliff faces. Visitors should bring appropriate gear and check local regulations or park guidelines before attempting any climbs.Fishing
Fishing is a major attraction. One user stated, 'The crawdad fishing is great at this time of year! My sons and I had a great time.'Swimming
A designated swimming beach is available, though one review expressed disappointment over its small size.Biking
The lake area accommodates mountain biking, attracting outdoor enthusiasts.Boating
Boating, including water skiing and jet skiing, is supported by facilities such as a launch ramp and marina.Wildlife viewing
Wildlife sightings are common. Reviewers noted, 'We had wildlife come visit every evening,' adding to the natural charm of the campground.Beach activities
Beach-related activities are limited due to the small size of the swimming beach.Water Sports
Water sports like windsurfing, scuba diving, and sailing are available, adding to the recreational diversity.Campground rules
- Pets are allowed
- Campfires are permitted, but no off-roading is allowed.
- Quiet hours start at 10 PM, though some reviews suggest extending them.
Hazards
General hazardsUnmaintained roads with potholes and washouts present challenges, especially for RVs. Wildlife may visit campsites.
Active alertsNo current alerts are mentioned.
Weather forecast
67
°F
Aug 25
Monday
Overcast
Precipitation: 0%
Strong wind, exercise caution
Humidity: 71%
High humidity, may feel muggy
Wind: 9.9 mph
Strong wind, exercise caution
Overcast
7-Day Forecast
Access to 7-day forecasts tailored to each campground—covering temperature, precipitation, wind, and sky conditions.
Daily & Hourly Insights
View hourly forecasts with expected weather patterns throughout the day.
Temperature Trends
Visualize how temperatures shift over the month to help pick the most comfortable days for your trip.
Precipitation Trends
Plan around rain or snow with monthly visualizations of expected precipitation patterns.
Weather Summaries
Assess conditions with visuals for easier decision-making on when and where to camp.
Weather data powered by Open-Meteo
Emergency Services
Nearest emergency services include hospitals and police stations in Loveland (~15 miles away).
Good to know
Peak season datesNot explicitly mentioned, though summers appear to be busy based on user reviews.
Trash and recyclingDumpsters are located a distance from campsites, and recycling options are unclear.
Proximity to water featuresThe campground is directly adjacent to Carter Lake, a large reservoir suitable for various water activities.
Common complaintsCommon complaints include high camping fees, unmaintained roads, and inconvenient amenities like distant dump stations and token-operated showers.
HostHosts are generally described as friendly and helpful.
Campground Map
1800 SOUTH COUNTY ROAD 31, LOVELAND, Colorado, 80537, United States
Driving directionsTake I-25 to the Berthoud Exit (Exit 250). Turn left (west) onto Highway 56 and continue for 9 1/2 miles, passing through the town of Berthoud. At the foothills, the road will curve sharply to the right (north). Turn left (west) onto County Road 8E and continue for 3 miles to the entrance station where you can purchase permits.
The campground is accessible year-round, but reviewers often mention unmaintained roads with potholes and washouts. "The roads are adventurous enough," according to one reviewer, while another stated, "The roads in the campground were rutty and full of potholes."Nearby places
Loveland (~15 miles), Fort Collins (~20 miles), Estes Park (~27 miles), Denver (~50 miles)
Nearby supplies
Closest supplies can be found in Loveland, including groceries, camping gear, and fuel stations.
Camper Reviews
0.0
0 reviews
Carter Lake has limited reviews, placing it in the bottom % of campgrounds based on reviews
Reviews are mixed, highlighting the campground's scenic views, recreational opportunities, and proximity to natural attractions like Rocky Mountain National Park. However, many users criticize the poor road conditions, high fees, and lack of maintenance.
Review Summaries
What Campers Love
Users appreciated the scenic views, wildlife encounters, and access to recreational activities. Highlights include 'Nice spots overlooking the lake,' and 'Friendly camp hosts.'
Common Concerns
Complaints focus on unlevel sites, poor road conditions, and high fees. Users also noted issues with maintenance, including dirty vault toilets and malfunctioning showers.
Pro Tips & Recommendations
Bring extra leveling equipment for RVs. Note that roads are rough, and additional fees apply for towed vehicles. Plan for minimal cell reception and bring exact change for tokens.
Seasonal Insights
Summer sees increased traffic and noise due to the campground's proximity to the marina and road. Off-season is quieter but still has maintenance issues.
Camper Quotes
1. 'Camping costs $55 a night, which is the highest in the United States for a county campground.' 2. 'The campground was clean and pretty quiet.' 3. 'Showers operate with tokens, $1 each for 2...
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Site-Specific Reviews
Site E7 is large and close to restrooms, but showers are a hike. Site #20 has a reversed electrical hookup, requiring an extension cord.
Accessibility Features
Large RVs may face challenges due to tight curves and poor road conditions. Site accessibility could be improved.
Pet-Friendly Features
Pets are allowed, which many users appreciate, but specific pet-friendly amenities are not mentioned.
Last updated August 10, 2025